Medical Insurance in India

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Medical Insurance in India

Introduction to Medical Insurance

India is the most preferred medical tourism destination in the world. The increasing cost of medical insurance every year is meant especially for those people who pay for individual health insurance policies. The cost of many medical procedures in India is substantially lower as compared to other western countries. The medical cost of the insured patient is covered by the medical insurance in India in the case of accidents and sudden sickness. A number of benefits are there for individuals and employers to begin using medical tourism in India for several medical procedures.

Medical Insurance and Legal Aspects

It is essential to be aware of all the insurance facilities and legal aspects of the medical treatments. Medical tourists should ensure that the insurance provider is covering that hospital where they are being treated in their insurance policy. The legal recourse in the case of unsatisfactory treatment is not clear till now. The government of India is offering medical visa for those patients who wish to get their medical procedures done in India.

Types of Medical Insurance

• Overseas medical insurance

• Group medical insurance

• Individual medical insurance

Benefits of Health Insurance in India

Many people along with their family members are opting for medical insurance in India as this insurance covers future medical expenses and other related costs. This is due to the rising demand of medical insurance as these days they also provide a buffer for emergencies. The other major benefit is the low cost of medical treatment in India and excellent quality of the treatment. Some of the other benefits offered by several medical insurance companies include –

• Travel Companion Cost

• Trip Cancellation Coverage

Documents Required for Medical Insurance Claim in India

• Hospital/doctor report

• Proof of identity

• Salary slip

• Proof of address

• Memo of expenses incurred

Calculation of Medical Insurance

The total amount of medical insurance depends on the amount of coverage or sum insured, age of the member and also if one is taking a group insurance or an individual insurance. The premium of the medical insurance can be paid on monthly, quarterly, half yearly or yearly basis.

Insurance Programs

There are several types of health care insurance policies that are offered by the medical tourism in India. Many people travel to India for medical procedures and for this a large number of insurance companies now offer cross-border insurance policies for the immigrants.

Insurance Companies Offering Medical Insurance in India


• HSBC- HealthFirst

• The New India Assurance Company.- Medical Plans

• Bajaj Allianz- Medical Care

• ICICI Lombard-Online Medical Plans

• United India Insurance Company- Mediclaim Policy

Low Cost Surgery Packages and Treatment at Best Hospitals in India

Welcome to MyMedOpinion. We offer free, no obligation assistance to international patients to find best medical treatment in India. MyMedOpinion offers low-cost, world-class medical treatment & surgery in India, coordinated by a team of experienced service industry professionals. A large number of people from all over the world are now traveling to India for best medical treatment like Heart Surgery, Cancer surgery, Spine surgery , Urology surgery , Orthopedic surgery in India and other major surgeries. India offers an unmatched cost and quality advantages because it has world class hospitals and globally trained and experienced surgeons across every specialty.

Whether you are considering cervical disk replacement surgery, brain tumor surgery in India, heart valve replacement surgery, or prostate cancer treatment in India, we offer support and services to facilitate the care you require. We can help you find the Top heart hospitals in India, Urology treatment in India, or best and top cancer hospital in India.

The first step to help us find affordable orthopedic and joint replacement surgery in India, transplant surgery in India, weight loss surgery in India or heart surgery in India is to email medical reports for an opinion from leading doctors in the country. We will send you an expert medical opinion and estimate for the cost of your treatment from at least three leading hospitals in India. Once you decide, we help you schedule appointments, apply for a medical Visa and make the arrangements for your stay.

Please post a query on our website to know about treatment options at top India hospitals. We have assisted a large number of foreign patients to get affordable, excellent outcomes for hip surgery in India, knee surgery in India, cosmetic surgery in India and breast cancer treatment in India, when seeking best heart treatment in India, best cancer treatment in India, best spine surgery in India, or another major surgery and treatment.

We provide you valuable guidance, information, and assistance with arrangements, including medical opinions from a number of leading hospitals in India, assist in applying for medical visa and hospital appointment bookings, plan your travel and post hospitalization accommodations.

Get the MyMedOpinion Advantage

World’s Class International Patient Care Services in India

  • Expert Medical Opinion Prior to Journey, provide options with hospitals and doctors, help in selecting Right Hospital with Right Doctor
  • Benefit from our expertise of helping hundreds of foreign patients find top quality, affordable medical care in India.
  • Zero Waiting Time and Best Cost service from Best Hospitals in India– Immediate Appointment, complete assistance hospital admission, medical consultation & treatment till discharge from Hospital
  • Assistance in Travel, Arrange pre- travel information , assistance for travel documents, including passports and visas & arrange comfortable Hotel Accommodation within budget
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